Quote from: ndutndut on Today at 08:22:49 PM

Quote from: seanskie18 on Today at 02:50:36 AM

Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.

In this expensive era, having insurance seems to be a necessity, even though having insurance is a personal decision. However, if you look at the example you gave, insurance is very important to anticipate undesirable things, especially health insurance. We know that treatment is very expensive nowadays, if you have insurance it will help.

Back to the beginning, insurance is everyone's choice and it really needs to be thought about and found out first, sometimes many people mistakenly think that insurance is an investment that will generate profits from each monthly premium payment. even though insurance is the same as using security services in the office, but if you want your office to be safe and peaceful then you can use security, of course by providing a salary, of course without expecting there will always be thieves, right? It's the same as the spare tire on a car.

The most important thing is that we must be careful and wise in choosing insurance. Make sure we get information transparently and thoroughly from the start so we don't make the wrong choice. Apart from that, we also need to assess whether the insurance company can be trusted or not.

People would really be only mindful or having those kind of considerations at the moment that they would be experiencing those hard situations into their lives, but on the moment that they arent facing any issues
then they wont really be minding about getting one. Yes, its expensive but this is something that could put you up yourself into security since we do know that there would really be no guarantees that there wont be any potential problem that might happen ahead. It is really just that people wont really be giving out importance because the thing that they do have in mind that it is really just that adding up the expenses without
even trying out to realize on how important it would be.

Specially if we do speak about health matters on which if this one hits you hard, no matter how much money you do have but illness or extreme acccidents would happen
then you would really be ending up on having that shortage of funds. This is where you would be having those realizations on how important it is on having an
insurance.