Quote from: yhiaali3 on Today at 11:10:09 AM

How will you be able to do that? I mean how are you going to get your “favorite grocery store to accept cryptocurrencies”? Do all grocery stores in the world accept NFC payments? This is unacceptable because it requires you to be located all over the world and it also requires all grocery stores to accept payment using your system.

Allow me to thank you for your relevant question. At present, any store technically can accept payment in any cryptocurrency. In other words, there are currently no technical or legal obstacles to this. However, as the esteemed Vod noted, you as a user are not interested in this for many reasons. Businesses are also not interested in accepting cryptocurrency from you as a customer. If we look at this issue from the business's perspective, we see the following key problems:

Stablecoins are no better than fiat currency, and they are even worse due to additional fees and, in some jurisdictions, regulatory restrictions.
Volatile cryptocurrencies like Bitcoin or Ethereum are not attractive to businesses because they carry enormous currency risks that no business, especially wholesale, would ever take on.
Business counterparts also do not accept cryptocurrency as payment, so a business receiving cryptocurrency cannot use it to pay its suppliers of goods and service providers.

These are the key problems that hinder the adoption of cryptocurrencies in C2B and B2B transactions.

Understanding this, I will answer your question as follows: we are eliminating the factors preventing businesses from accepting cryptocurrencies.

With our blockchain and our coin, we will make accepting cryptocurrencies and cryptocurrency transactions more profitable for businesses than any other cryptocurrencies or fiat money. In other words, using fiat money and other cryptocurrencies will be more expensive than using our coin, and only using our coin will bring profit to the business. At the same time, we will allow businesses to operate with any other cryptocurrency, not just ours, as well as fiat money, at their discretion and within the legal regulations.
Our pair of coins will not be volatile. This is the most interesting part of the project, and if you ask, I will explain it in more detail. For now, consider it as a stablecoin with an exchange rate of 1:1 to the euro.
Finally, businesses will be interested in conducting B2B transactions in this coin and accepting C2B transactions. C2B transactions will bring businesses sustainable sales growth – and this is the key value for businesses.

As for private clients, the availability of the option to make the final transaction in cryptocurrency with zero commission, instead of fiat, will provoke the reintegration of cryptocurrencies into the real sector. Considering the online operation of the fintech and the online financial verification of the client, we do not need to have an office next to the store, but the store owner will come to us for an account in our fintech when they find that they are losing competition to a similar store already using all our advantages.