Quote from: SmartCharpa on Today at 07:35:25 PM

Quote from: Ben Barubal on June 05, 2024, 07:35:59 AM

2.Pay your Debt

Having debt or bad debt is why most of us continue to suffer because it's like a weed that, if you don't cut the root, will grow again. And the debt, when you don't pay it, has interest compounding. So your number one expense is to pay off the debt when it earns a lot of money. Be responsible not to ignore the people we owe money to, talk to them, say thank you, and pay all the debt.

We should also know that our reputation also depends on it, and when we know how to pay, many people will trust you. And when you know how to pay off debt, you also show that we are not only thinking about ourselves.

Having a debt without paying it back is not a good behavior. Though I believe that many people are used to borrowing money, there's nothing they can do without borrowing money from others, and after getting the money they want, they become stronger than the owner. Someone who is in debt can never be satisfied with their life since any little amount of money they receive will be used to pay the person to who they owe it. Bad debt normally leads people to suffer, let's avoid debt with anyone, and if we do, borrow only what we can afford to repay because it will damage our image.

Quote from: boyptc on June 05, 2024, 09:23:52 PM

That's the sad truth about life, when they are in need and you were there, they're happy. But when the time of payment is being asked on them, they almost no care at all.

Anyway, it's not a loss for me and the lenders that have been so good to their friends and relatives when they're in need.

That's the loss of the borrower and they can never find us again with that in their condition.

That is natural in life, most of us have experienced it, some of our friends will take advantage of our good deeds to borrow money from us, but when the time comes to repay, they don't care. It's true, some of my friends borrowed money from me and refuse to repay me. So one day, I requested one of them to borrowed me some money, which was less than what he owed me. After receiving the money from him, I didn't care that he owed me money, I paid him back and he didn't think of paying me back again. They will never come to me for money again.

that's becoming generous. to which if one hears the story another friend of you will come to ask. don't be afraid to show that you are not nice. if you can say no, say it.

for me, i'd rather avoid showing that i have money, this at least will make them attempt to ask. i make sure they know i have no money and just wear the simplest clothes or just buy a second-hand car to avoid the impression that i'm rich.