Quote from: CK485 on June 17, 2024, 09:09:08 AM

Quote from: Iranus on June 16, 2024, 01:47:48 PM

Not only health insurance, but life insurance or other types of insurance are also really important, but lack of understanding and economic conditions are barriers that make many people misunderstand them as useless, even some people calling life insurance a scam. But I think no matter how difficult the economy is, we should equip ourselves with health insurance because it is extremely important and will bring great benefits if we have an unexpected accident.

Personally, I have had health insurance for many years and have never had to use it but I have witnessed the huge benefits of purchasing it. 5 years ago, my father had kidney stones and had to have surgery, the cost of an operation is up to $3k and that was a huge amount of money many years ago in a poor country. But fortunately, my family only had to pay more than $1k and the rest was covered by insurance. Since then, our entire family has purchased health insurance every year because we see its importance.

Of course insurance is very important when we experience unwanted difficulties, so it can protect income from sudden risks,by protecting saved finances by protecting the family's future, and we can choose insurance that we think is necessary for now but not all People understand all of this and need an explanation that can enter their minds, such as health insurance which is considered very important as the main foundation for healthy finances for us to have.

We usually find it difficult to be sure what the future will be like for us, so I agree that insurance is very much needed when we can pay for the policy for a certain period of time so that we can protect what we will need. Insurance that can really protect ourselves is health insurance, because at all times, the need for health costs always increases and various diseases with quite expensive costs in treatment.
But now there are indeed many who understand the importance of insurance for the future, although not a few who also cannot do it because the existing policy is quite expensive and not easy to achieve.