Early retirement is definitely possible with some careful planning and some strategies in life. With disciplined savings, careful planning and smart investments, you can retire very young. Focusing on investing in the right places with your goal of frugality and smart saving will help you in retirement. By managing life consistently through the deceased and paying off debt, you can plan for retirement. Investments should be placed in such a way that even after you retire, you have the potential to earn money from that investment and continue to earn money. Which does not create any difficulty in living your life even after retirement.