Quote from: Mr.sprin on Today at 06:33:24 PM

Quote from: wtsimis on Today at 05:31:20 PM

Early retirement is definitely possible with some careful planning and some strategies in life. With disciplined savings, careful planning and smart investments, you can retire very young. Focusing on investing in the right places with your goal of frugality and smart saving will help you in retirement. By managing life consistently through the deceased and paying off debt, you can plan for retirement. Investments should be placed in such a way that even after you retire, you have the potential to earn money from that investment and continue to earn money. Which does not create any difficulty in living your life even after retirement.

Choosing a path to retire is not easy, because we have to prepare carefully to live life in the future, from daily needs to monthly needs, and have to prepare for children's education needs to health costs, there are many things we have to prepare for us to take the path to retirement, because when we take the path to retirement it is not as easy as we imagine, unless we already have sufficient savings, such as sufficient investment, lots of savings, and assets that produce monthly income.

When it comes to earning money, it seems like we will never retire until we are old, we still have to have an income. retire early just to work, because of course we are slowly getting older so that our energy is no longer enough to work. In my opinion, early retirement is the same as achieving financial freedom from an early age, meaning that at a young age we must be able to achieve financial freedom so that in old age we can enjoy it without having to work hard anymore.

To achieve this, the important thing is to start first by building the habit of investing, because that is the most important thing, if from a young age you have had a habit such as investing, whether from a small or large salary, we must still be able to allocate money for investment. That way we have emergency funds, investments, children's education funds so that early retirement can be achieved at a young age.