I hear you man. Many persons in this forum that came across investment and now starting to invest do not know this. Some desperately take loans to buy Bitcoin and pay interest of 10% in a month which is crazy to even think about. There is every tendency that the price will continue to drop or refrain from increasing for a very long time until the pay back date of the aforementioned loan has reached. I se to be the top 1 in the history of having bad ideas.
I dont think anyone would want to start an investment and end up regretting or sticking there hands in the eyes crying all day for wrong decisions made.
If you are thinking of borrowing to invest then you should look further into yourself whether you can afford to do so or not.
As long as you are like Michael Saylor then it's okay to do that on the pretext of bitcoin maximalism but when you are still in ordinary economic conditions and even tend to still be difficult then indeed don't push yourself too much to make your conditions more difficult.
Investment is ultimately to make yourself comfortable for the future or old age that we have and even though it takes sacrifice when we are still productive in earning money but that does not mean we have to make as if the investment made must risk everything and even have to go into debt because in fact it doesn't have to be like that.
So do not make yourself only fixated on investing by burdening yourself heavier than before because however if we look at the current conditions even though investment is important but your economic condition is much more important so you cannot sacrifice an important situation as if the investment you make by borrowing will run smoothly without any obstacles because you must realize that in the end by borrowing then indirectly you who must be consistent in investing become divided focus with loan payments made before.