Whether someone is ready or not to become a retired employee in the future, he certainly cannot avoid it because retirement will definitely come to him when the time comes. And because every person who is about to retire needs to face this, of course preparations from now on or before retirement arrives must really be prepared, such as some of the needs that you have expressed. Because this is a real thing that everyone at a certain age has to face, so from now on you need to think about business and passive income every month for a more beautiful retirement. Because without preparation, anything will always be difficult to face at whatever time it is.
Ready or not some one will retired one day later as his decision or company decision fire them, we must face reality as worker fire or not and prepare our self before bad happening to us have good financial saving or looking for side income help us when fire by our company keep stable with financial condition.
Before retire or fire by company we need have other side job as build up our self business or make investing will help us later with passive financial source income, most of people preparation anything before retire or bad thing happening later by fire on company and build up their business become main passive income.
Its reality of our life, never has existing forever or longer time and we need prepare second plan after fire on our working or retire still has source income without depend on one income only as worker.
Its something that you should really be needing up to consider because there would really be no guarantees that you could really be able to retire or finish up it until on the age of 60 on which this is something that will be considered to be the retirement age or much more earlier depending on which country because there are places which does have that less age limit when it comes on getting retired. If you are someone who do last up until the end then its good but factors or risks on being laid of or getting fired would really be still there on which simply means that it will really be just that still depending on how you would really be that handling up yourself on such conditions.