In business, debt is only normal because they want to increase capital to expand their business network. What becomes confusing is when some people go into debt just for consumption and that should be avoided because it will disrupt household finances if income is not balanced.
Business people have made detailed calculations before applying for credit or taking on debt, they will not be in a hurry because it will have a negative impact on their business. So they are really smart people who are able to manage their business patterns well.
There is no problem taking a loan to improve the business we run because if we don't dare to take risks it will be difficult for us to develop.
Taking out a loan for consumption needs or just for lifestyle is a mistake that must be avoided and most people misunderstand the meaning of a loan.
Most entrepreneurs definitely have loans and most of them develop their business using money borrowed from other parties. If there is no calculation and we are too hasty in taking out a loan, we will be faced with problems.
Loans are productive, there is no problem as long as we understand the business we are running and the use of borrowed money will be much more targeted.