Quote from: boty on Today at 01:20:02 AM

Saving is of course a very important thing for everyone to do because without having savings it will certainly make someone experience difficulties when they need funds but they can't get them because they don't have savings, as you said to be able to invest, of course you need capital and if we don't having funds that we can use of course cannot carry out investments and borrow capital to invest of course this will be very risky if we cannot carry out investments well of course this will be a problem for ourselves.

If we start saving at a young age then this will be very useful in old age because if we don't start saving at a young age of course we have to continue working until we are old. Of course this is not what everyone wants because of their age. Of course everyone wants to enjoy their old age by relaxing with their family, so it is very important for us to be able to have savings so that we don't experience financial difficulties when we are old.

No one can deny that there are quite a lot of benefits that can be felt by saving at a young age, but what we also have to realize is that not everyone has the opportunity to do that at a young age, perhaps due to environmental influences or inadequate income.
So we shouldn't just focus on that, we can still do many things even if we don't have savings, the most important thing is knowledge, in my opinion it is a big capital in life.

If you want to enjoy your old age you can't always do it by saving, in fact I think a good plan for enjoying your old age is by investing.