Quote from: tottong on Today at 05:48:46 AM

Almost all of us agree that wealth is important, but it is not one of the keys to happiness and peace because peace and happiness are our own way of creating it.

Yep. Everyone should agree that wealth is needed. However, having the wealth sometimes doesn't guarantee the happiness. It is because happiness is something a bit complicated, it is not always related to the wealth. Even if someone has limited funds, he can happy if he lives around his lovely people. Meanwhile rich people may be not happy because they have no time to gather with their lovely people. This is one of the examples of happiness that doesn't rely on the wealth.

Quote from: tottong on Today at 05:48:46 AM

Material and spiritual have different functions, but both can be interconnected with each other, material has a relationship between wealth that can be used to help each other, while the spiritual dimension can have cultural-like characteristics, especially for the purpose of morality in general.

TBH, I don't really get your point. However, wealth or money has crucial role in our life. If we have no money, it may bring bad impact on our mentality. If we have enough money, it is probably easy to have healthy mentality. But if we have no money, how we may have healthy mentality or healthy mind? This is just a simple relationship between wealth/money and spiritual side.

Quote from: tottong on Today at 05:48:46 AM

Money must be used wisely and money can also run out if it is not used for more productive things.
There are many rich people who end up bankrupt and there are many rich people who do not find peace and happiness in life.

Good financial management is needed to use the money wisely. In this way, we know about the priority and non priority. Sometimes it is easy to spend money for useless thing if we don't have good money management. We must know how to allocate the money in a proper way. This will lead us to use money as effective as possible.

By the way, rich or poor people can have no peace in his life if they don't know how to make it. It is applied to anyone, it is not for rich people only!