I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger. We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.
In my country, there are several areas where health insurance for the poor is covered by the government, yes, although the service is less satisfactory than those with private insurance, this really helps the poor. Health insurance is clearly very important because current medical costs are very expensive, rich people who do not have insurance will also have difficulty and it is very clear that the cost of treatment is very expensive if they do not have health insurance.
In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
Maybe it's not because they don't provide health insurance for individuals, but more because people think that insurance sells fear to the public, making people afraid to have health insurance, so that the level of public trust in insurance is very low. even though health insurance is mandatory. Even if there is no company that provides individual insurance then you need to be smart about managing your own finances so you can save money for an emergency fund.