The incident you experienced may have also been experienced by other people in different conditions in their lives, but after you know about the important points of having your own personal health insurance and car insurance. At least you should not make insurance carelessly through partners or companies that are not well-known enough unless you know that the company's finances are still healthy without any problems with other insurance users who are already members. Because making any insurance in the wrong place can also make it more difficult for you when you have to face a problem that comes suddenly like you said.
It is true that insurance will provide you with protection when you experience risks in the future, but the protection you get certainly depends on the insurance you choose, by preparing insurance at least you don't need to worry because of the uncertainty that occurs in the future, so you will feel the benefits and get protection in the future, and indeed making insurance does not need to wait until old age, instead of spending money on lifestyle needs, it is better to prepare from now, of course you need to choose the right insurance company, by choosing an insurance product that suits your needs by trying to compare two or three insurance companies at once it is much better to get the service as expected.