I don't agree that we should spend our money and our whole life for our children in the hope that they can be our investment in the future. Because I think children will have their own lives and we will not always be with our children. But I agree that time is a valuable asset for us to give to our children. Children will see their life from how they get it from their parents. IMO parents should be able to be role models for their children. Parents should teach morals and life values and as much as possible parents should have time with their children to play and learn.
Playing and learning with our own children also has a time limit and we must also be able to set it ourselves so that our children see how we manage time in life and how we apply discipline in learning new things that are more important. In addition, what we show our children is also a lesson in life because they can digest through their own minds that in life we must be independent and not too dependent on others including their own parents in anything. Because children who are educated in a way that is not spoiled will find it easier to mix with their environment and will also find it easier to develop their own thinking as a result of not expecting everything from their parents or those closest to them.
Yes, there is a time limit when we should give children the opportunity to play and when to start being serious about them. Sometimes when educating children too hard or strict it will also have undesirable effects, likewise if we give them too much freedom it will also have a bad effect on them. We must really know when we give them freedom and when we should be strict with them. Regarding investment in children, I think education is the best investment. Education is also not only focused on one thing, but it is comprehensive such as moral education and so on. Here our role is very much needed, because I see those who ultimately fail in their education because they are required to help the family economy, even though it should be the responsibility of the parents. We don't have to spend money on children's education, but we must try as much as possible not to interfere with their education, namely by making our financial condition stable.