Sure.  Sometimes how we say something will be a mistake, and other times how we say something might show that our understanding of the concepts is not quite correct.

There are some forum members that have the right ideas but they use the wrong words (or they make their points in ambiguous ways that could mislead other members).

In the end, you will likely have a more solid cash management system if you are able to conceptualize the differences between the different kinds of back up funds that you have whether they are:

emergency funds - that you might try not to touch outside of an actual emergency

reserve funds - that you have more flexibility in assigning them purposes and even using them and replacing them or redesignating them

float - that might not be purposefully kept since throughout the month or between pay periods and expenses, you might have extra amounts of cash that just have not been spent yet or even that sometimes you are not sure about the amounts of your income or your expenses, so your float will tend to help to give you some cushion within the pay period and you may well not be able to spend that float money, but if you tap into it, you might find yourself unable to pay some of your expenses due to your ill-management of your float.