Indeed, for people who have a lot of money there are no problems in terms of insurance, but for poor people who are only able to meet their daily needs, it is very difficult to arrange insurance. The only way for poor people is for the government to cover insurance costs so that people do not experience difficulties when health problems occur.
Poor people who do not have vehicles or other assets will of course only need health insurance for themselves, which they can indeed request through the government and I think the government will also want to provide this if only for poor people because they are indeed unable to realize it themselves. But in cases like this, what we need to underline is the importance of insurance for everyone, even though the models and measurements are very different because this also makes it easier for everyone to deal with the problem of spending large amounts of money at one time when there is a disaster or illness.
Having health insurance is certainly very important for anyone, whether they have a lot of money or not, and if the government has provided health insurance for the less fortunate, of course this will be very good because they will have great difficulty when they suddenly have health problems but they cannot fulfill it because they do not have the insurance, but with the provision of health insurance from the government, anyone will be able to seek treatment using the insurance, but the services provided will of course depend on the type of insurance paid by the government and this will of course be much different from the type of insurance that is self-financed.