Having health insurance is certainly very important for anyone, whether they have a lot of money or not, and if the government has provided health insurance for the less fortunate, of course this will be very good because they will have great difficulty when they suddenly have health problems but they cannot fulfill it because they do not have the insurance, but with the provision of health insurance from the government, anyone will be able to seek treatment using the insurance, but the services provided will of course depend on the type of insurance paid by the government and this will of course be much different from the type of insurance that is self-financed.
Insurance provided by the government with insurance that we make ourselves is clearly different and this does not only happen to health insurance, but also to other insurance. However, considering that health insurance provided by the government is more for the purpose of helping the poor, of course this must be used by people who are still poor because rich people can make it themselves whenever they want using their own money. Because in essence, everyone does need a little relief when going to the hospital which basically always requires a lot of money.
Of course, the difference is very pronounced between health insurance covered by the government and independent insurance. Especially in terms of services and facilities, but with the existence of insurance from the government, it certainly helps the poor because the cost of health care is very expensive. So it is very important that every country must have such a policy in order to cover the poor so that they have health insurance because basically health insurance is very important for every society.
because health care costs are very expensive, especially in developed countries where there are many complex factors. The fragmented health care system in this country causes inefficiency and administrative burden, with various layers of bureaucracy and paperwork that increase costs. In addition, high prices for medical services, pharmaceuticals, and equipment contribute significantly to health care costs, which are driven by a lack of price transparency and competition.