I completely agree, insurance is crucial. It provides peace of mind knowing that you're protected against unexpected events. Personally, I've had situations where my health and auto insurance came in handy, saving me from significant financial strain.
It must be agreed by everyone because the usefulness of insurance is indeed in a direction that we do not expect where in general it is like a disaster that we cannot avoid so that the importance of insurance cannot be avoided by anyone including the poor in this world. Because health and vehicles are two important things that are always needed and used every day by everyone so it is indeed worthy of having insurance for our relief when we have to spend more money on both of these things.
Of course insurance is very important because insurance is a protection to anticipate our risks in the future, any insurance is very good if we have it, especially health insurance. It's just that there are still many people who are less interested in insurance because many insurance companies today prioritize profit and income rather than the welfare of their customers. As a result, many cases of insurance disguised as fraudulent investments have emerged which have made insurance in the field in some communities.
Therefore, before choosing insurance, it is very important for us to be careful, what are the agreements with the insurance party, what are the benefits, and what I think is most important is choosing a trusted and responsible agent. In addition, have it according to your needs such as health insurance and vehicle insurance, but it all comes back to each individual, choose which one suits your budget and needs.