Insurance is very important cause it help safe guard life and properties, having an insurance is of good value.health wise property wise cause you insurance might sort those your emergency bills that can come up when there is no much fund to sort them out.
This is true, but it is very important to be able to choose a good insurance company, because often they promise one thing, but then do not want to fulfill their obligations. It is best if there is someone you know who has already been paid money for an accident, and this will be the best indicator of the insurance agent's performance.
I had such a friend and I went to get insurance from this company. Because I know many cases where the insurance company pretended that the injury or damage to the car was the fault of the insurer itself. And did not pay him anything.
Actually we should have insurance because insurance is one of the financial products that we must have and is very important to protect you and your family. But for some reason, in many places insurance actually harms its customers, there have been many cases of customers who are disappointed with insurance companies and there are always problems that arise starting from when making customer claims that cannot be disbursed to money lost because the company failed to pay and many others. So as you said insurance is important but it is much more important when choosing an insurance company.
Because of the many cases of irresponsible insurance companies, it makes many people quite skeptical of insurance even though insurance is important to protect family and property. This is indeed sometimes a dilemma for some people. Want to have insurance but afraid of being cheated, and losing money. However, if you don't have insurance, you will worry if something happens to you in the future but there is no protection.