You are a difficult character for innovations.
Stealing others' money is hardly innovation.
Plus, you really want everybody around here explain that you fail to gasp how big some numbers are... or help you steal.
And there will be a lot of developers and designers who will try this after me.
I can bet that many have tried also before you, in a way or another.
Go ahead, give it a try. Let us know after a while if you have found anything (heh) or you understood your chances.