The response you have explains why you should NEVER invest into XRP to begin with, how can you not see that 
I mean you said literally said it had a lawsuit for 4 years and that's why it didn't had a bull run during 2018, so what makes you so sure that it won't have one tomorrow? Or any other day.
If you invest into XRP, you may go without a trouble for a while, but then you could literally face a lot of trouble if it gets sued again. Why do that? Why take that risk, why make that a problem. To add into that, XRP never was sued, XRP is a coin, it can't be sued, only humans and companies can be, and XRP wasn't the one, it was Ripple, the company, and owners, who were sued, and they had to pay a fine, and then it got better for them. Which shows, the coin is impacted by what happens to the people and the company behind it. Why invest into something so centralized and risky?
I mean you said literally said it had a lawsuit for 4 years and that's why it didn't had a bull run during 2018, so what makes you so sure that it won't have one tomorrow? Or any other day.If you invest into XRP, you may go without a trouble for a while, but then you could literally face a lot of trouble if it gets sued again. Why do that? Why take that risk, why make that a problem. To add into that, XRP never was sued, XRP is a coin, it can't be sued, only humans and companies can be, and XRP wasn't the one, it was Ripple, the company, and owners, who were sued, and they had to pay a fine, and then it got better for them. Which shows, the coin is impacted by what happens to the people and the company behind it. Why invest into something so centralized and risky?
It is very difficult to say the losses faced, when you have already entered XRP which is difficult to run and experiences obstacles that occur in its development, it is something that is clear to always learn when you are going to start it, because when you start investing well we have to see the progress achieved, that is something that needs to be seen when you are going to enter it.