Quote from: mirakal on Today at 01:45:09 PM

Quote from: Plaguedeath on Today at 04:43:07 AM

Early retirement is bullshit for me, actually I'm stuck in this cycle.

I invest like 80% of my salary for many years, technically I can retire now because 4% of my investment is enough to cover my annual expenses. But, no one knows if I get sick in the future, my wife turn to be materialistic woman, school fees rise really high than 4% annually etc.

If I quit my current job and choose to the job that I want which likely earn bigger in the future, if I didn't make it, I will regret, at the same time I can't back to my old comfort job. Don't say take two jobs at the same time because the first job requires me to work for full time.

If early retirement could only make your life uncomfortable in the long run, then what’s the essence of pushing yourself to do it? I know we all want to retire early as soon as we have some investments that paid off, but it’s just that some circumstances won’t allow it.

Very a few persons amidst many that mounts pressure on themselves about retiring early are likely to achieve success with their early retirement plans. And the reasons aren't far fetched from the underlying circumstances that are beyond their control. Health may fail, economic crisis may loom, conflict outbreak and unplanned family essential needs can distort or ambush these plans especially when your annual earning on normal circumstance still pass some difficulties due to size.