Quote from: lixer on December 18, 2024, 08:45:41 PM

Quote from: Roseline492 on December 16, 2024, 05:15:29 PM

Op is a good suggestion but those are easier said than done because a partner whom there monthly salary is not enough for them will hardly think about that and not that they are not concerned about the future of there children but the stability is the problem because is always here and then to eat up a lot of money you have saved, when you have children unless you have a very high paid job will you be able to spend and keep for the future because children are very selective to almost everything, considering how costly things can be, so is a big deal, but to break through from being too dried up on this kind of situation is when you have already started the preparation before then such as a source that no matter how little the profit is it can feed your family so that your salary will not be tide up for immediate consumption anymore.

If it is only about the design, I think it is only simple but the hard part is when we start the work. We should not think about it in advance though but we must still try. And if in case we really struggle, we will need to give it more time because we might still adapt on it.

Some says that we must think only about the present time but I think we still can't help it but to think about our future. So yeah, we are concerned about it but it is just like you said, we can hardly do a thing about it because we are also experiencing a financial issue. Apart from the expense that can eat our budget, there is also inflation that can do the same thing but there is also a fix for that and that fix is the same as preparing for our future, which is to invest.

Inflation is here for good, so we can't do nothing but to accept and embrace it, even if it means dealing with financial struggles.

However, as human beings who still aim for future financial progress and stability, we need to get out from our comfort zone and deal things even if they're out of the context. That's the only key so we can move forward financially. The process could be tough and hard, but we can get there slowly and surely. I think that's how we should deal with the early retirement goal.