Mostly, because of lack of investing knowledge, their rate of investing is high and without studying the market they fall into lost and also a debitor
Debt for investing is something I completely stand against.
If you dont have the money to put at stake, you should not be investing or trading. That money should come from your income and if your income is zero, avoid taking such risks. Speculative markets always carry risk even if the percentage is small, one wrong movement and it could become a mess.
Getting the income set up is thus always the first thing. Once that becomes stable, get the capital in every month and start investing.
Totally agree with you, because by using borrowed money it will actually be a moral burden for us and it will also be a huge pressure. In addition to having to survive the fluctuating market, we also have to think about how to pay off the loan, well it is very possible that it will make us rush in making decisions and that can make us make stupid decisions. So it's better not to rush, if you don't have enough money, then you should try to get income first. Trading is not a quick way to get rich, that's a wrong idea.
Exactly, that's the reason why I really disagree if someone takes out a loan to trade, because logically a decision-making activity based on pressure usually always results in bad decisions or at least misses the mark, because pressure is a situation where someone is far from calm while in trading calmness is one of the skills that a trader must have.
Although not all traders may feel pressured by trading relying on borrowed money, I'm sure 85% of them will definitely experience a lot of tension, because as you said that we will definitely rush in doing analysis because of the urge in our minds to immediately make a profit to pay off the loan. So the point is like the saying "slow but sure", meaning that if for example you don't have money then you don't have to force yourself to trade, there is still a lot of time and there is absolutely no coercion from anyone who tells you to trade at that time.