Hello everyone, first of all, thank you for showing interest in the thread. I've received several messages, and I will respond to all of you as I go. If I made any mistakes while filling out the thread, I will correct them. And as for the limits, it's because I'm just starting, and I'm also afraid of being "scammed," so at the beginning, I want to limit any potential issues.
You are in no danger of being scammed on loans that you take collateral on, unless the collateral price falls well below the price of the loan and someone decides not to repay for whatever reason.
On non collateral loans, make sure the people you decide to lend to are reputable for the most part if not taking collateral. Lots of defaulters lately. Good luck with your service.
Regarding the issue of being scammed, I’m not sure, haha. I mean, I’m working on this project, and I think I’ve covered most of the bases. I’ll post something on the website soon to make everything more transparent and accessible. But I know I’m not a genius, and scammers can come up with all kinds of tricks. There might even be methods I’m unaware of, so I prefer to start slowly, build trust with users who need a loan, and this could lead to offering loans without collateral if I trust the user.
A big thank you to you, and also to the others who have written. If you have any advice or suggestions, I’m all ears. Actually, if the project works and I start receiving requests, we could even consider creating a private group on Telegram, but little by little.