Because lying will definitely make someone have no trust from other people or from themselves. However, I am sure that not many members of this forum have such habits.
Many of us are learning, so I am not going to presume guys are lying.. and surely part of the reason that we discuss some of these matters in terms of hypotheticals is so that we don't necessarily need to know actual details of other guys, so we might use examples of some kind of a guy that might be largely made up but trying to help us to sort through some dilemmas that real guys might have in terms of their accumulation questions or even if they might be considering whether they might want to graduate into more of a maintenance status rather than focusing so much on BTC accumulation.
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You are right, sometimes to solve a problem or question about Bitcoin investment, sometimes making a hypothesis is the right solution. Because basically everyone has different experiences when investing in bitcoin. So we may not experience what others experience (problems when investing in Bitcoin), because we know how to avoid them. So when someone asks about this, even though we haven't experienced it, we can make a hypothesis and answer the question well. Apart from that, making a hypothesis is certainly not a lie, but rather a parable that describes the same situation, so I think this is really a very good thing to be able to solve or answer questions about bitcoin investment.
Maybe, a lie that some people might do, maybe it's just a matter of confessing about the amount of Bitcoin. After thinking again, this also has a positive side, because it can motivate us to be more consistent in continuing to accumulate our cold money in Bitcoin. So after I read all your answers, I can conclude that point of view and how to respond is very important to convert other people's arguments or assumptions into something positive for us (especially regarding the realm of bitcoin investment).