I agree with you and want to add one more thing when taking a loan in which funds are not ready (I mean will not come from any source) is something like committing suicide. To avoid this type of commitment we should avoid taking loans and use the funds to gamble. However, it may change fate (which percentage is too low).
It's ridiculous when we live our daily lives without a source of income but we dare to take out loans to gamble, haha that's the right path to misery to do. Even though there is a chance to win in gambling, it's better not to do crazy things like borrowing money to gamble, maybe borrowing money to start a business still makes sense to do.
What can happen is that gambling can change fate, from poor to rich and rich can become poor. But we take the bitter side, namely that defeat is more dominant so there is no certainty that fate will be better if you gamble.