Fear of losing and wasting money is a good one, it will make you to spend or deposit money prudently, without a fear of losing your money you can go broke and can be in dept.
Oh, seriously? I didn't know the fear of losing and wasting money was good. I thought wasting money was too bad. Yeah, I know that if I do not have a fear of losing money, I can go broke and be in debt, but I didn't know that this was something good for me.
Either this is shit posting at its best, or you didn't understand what you wrote. I know my English is not good, so it could be confusing for me. But in this case, I think I understand well, and I think you should practice a lot and should improve your English. Or you might get tagged as a spammer or a shitposter.