The last statement is true if you start seeking for your goals in your early stage opportunities are widely open, and the best thing is you'll be able to enjoy everything that you plant ahead of time, when you harvest things out you are still in your early age as well, you have all the priveledges to enjoy everything that's you gain from the sacrifices that you done.
It impacts the efforts that you did and if you find that success then you'll be able to provide decent life for yourself and for the family that you've got.
Yes, you could make so much more money if you could just focus on the good side and not the bad side, too many people miss the good side of all these, and that usually doesn't end well for people. When you are still young, you should be not only investing, but try to live your life to the fullest, do what you want, because when you are 60+, health issues start to rise (sometimes even sooner) and that doesn't mean that we are going to end up with a good result.
If we could end up with bad results, then it won't be as good as you hope it could be and that is the most important part of it. I am sure that we are going to end up with great results with time, we just need to handle this a lot better.