Fact is that everyone needs stimulus in order to develop and improve skills. If someone has been never exposed to financial education, how is he going to learn it, considering he probably doesn't even know about its existence?
That is the case of many people, if not most of them. Personally, I had no clue about financial education, investments and economy until 19 years old. The only thing I knew was saving account, which now I know to generate interest rates below the inflation, but during 2 decades of my life, I had that as a smart idea.
I guess I could have made much more progress if I had received the correct stimulus on that matter from home since an early age. But it didn't happen, and I had to discover it myself. So, financial education definitely doesn't begin from home.
When one has never been taught something then it does not come naturally to understand it no matter how hard one may try. If something has not been demonstrated cannot be known, then how can it be known that it has not been seen? This is evident in many facades in life, including the perception of the value of money, or the use of money. What have been deemed to be adequate before could have been a frontier that has not been crossed. The article is an order of magnitude longer than the usual writer’s introduction to their blog posts, due to the fact that, when one finally has more information, he or she can identify many things that have never been taught before. The past action may have been done and cannot be changed; by the consciousness risen now, a better move is made.