I have two sets of funds.
One for buying dip
One for real issues whatever those issues are.
Today I purchased dip.
What if buying the dip turns into a real issue?
Which account are you using then or justify to make use of?
Buying the dip will never be an issue if you program your discrentionary income very well.
I can spare money for parties, and recreational activities in other to buy the dip.
Except your income stops coming perhaps you quit your job, get sacked or stop having client in your business. Only then can buying on dip be limited.
Just as you have said buying at the dip with some viable strategy it is not advisable to make if you have a well planned discretionary income you can take advantage of the market downturn without compromising your stability, and also your points about income continuity is not advisable as long as your income remains steady one can continue to buy at the dip season however if one's income is determined due joblessness, business turn down it advisable for them to reassess your income priorities and quickly make your adjustments income strategy accordingly.
There are so many things that is making some people not to buy BTC anytime, when some people have financial issues and it will be difficult for them to be stability in buying BTC on the time because they have other bills they need to settle to make sure there is peace at home. Some feel the dip will allow them to buy plenty of BTC and hodl because they know that the price has drop for those who don't have enough money to use the period to buy as much they want.
The bear run people are waiting to see before they will be move massively is no longer far from the market, you can still wait before the end of this month before you buy because there are some good information analyst that the price of BTC will still drop to enter $$70k soon.
You are misunderstanding the whole thing about Bitcoin investment if you still don't know that only your discretionary income should be used for investing. If your income doesn't let you have any discretionary income perhaps all your income went all in your expenses (feeding, debt, and house maintenance etc) then you are not in a better position to continue that investment. If emergency occurs such investor will be in the position to tamp into their little investment before you know they are completely out.
If an investor doesn't have discretionary income he should try to work on his income first. He can be applying for a higher paying job, boost his business by using the profit to re-invest in the business so he can get a bigger profit. There will be a stage where he will start getting more income and enough discretionary income to invest.