But I guess you missed my point. Let's say you wanted auto-renewal, but for some reason, you forgot to top-up your card. Wherever you subscribed, they have been trying to spend money from your card and you did not notice it till you login back. If you are busy in real life, this can happen. I am just talking about the possibility, not sure if something similar happened.
Ok so now let's go back to the main point of the thread. If that happens to you, it's not that unusual for the card provider or service to take some action. Most banks charge fees for returned payments.
What I can't do is this: the bank opens a free account for me, I set up a direct debit, and when I repeatedly forget to have enough money in that account to cover the payment, they charge me $40 and then I accuse them of being scammers.
There’s no practical difference.
I agree.
I’ve used non-KYC cards from other providers before and these risk control measures, as annoying as they may be, are very common.
And automated, according to the service provider.