Quote from: Findingnemo on March 20, 2025, 10:42:32 PM

Quote from: Derekfunds on March 20, 2025, 07:29:18 PM

Quote from: Findingnemo on March 20, 2025, 06:44:54 PM

^Buying Bitcoin with lump sum is the best strategy but the problem is not everyone can afford to dump at once which is why DCAing is very effective for accumulating Bitcoin even for the retailers. And also I wouldn't say selling at high is wrong because that's the basic of making profits by selling an asset while we can't really draw the line which is high and which is low due to the highly volatile nature so all we can do is just go with the instinct and try to make best out of it.

You can only describe something as best if that particular thing is convenient for everyone and has more advantage than the disadvantage, so saying lump sum is the best will be wrong because it is not convenient for everyone and everyone can not afford it and so the DCA still remain the best because everyone can use it to accumulate Bitcoin whether small or big and whether rich or poor. However, selling at high is not actually wrong that if you have hold for years and your investment is very matured but it is not right for low coiner to sell the little coin they have instead of thinking on how to accumulate more and any low coiner who sells when the price is high is obvious the person is a trader not an investor.

I am just stating the facts here, if you got lump sum that you can use it to buy 1 bitcoin then it doesn't make sense to divide that money into the DCA strategy. If you followed my post you can see DCA is the effective method to accumulate bitcoin when someone is can't afford to buy bitcoin in whole can use this method to accomplish their goal.

Quote from: reefsea on March 20, 2025, 08:44:43 PM

I don't understand what you're saying.
But indeed not all Investors have a lot of money at once but that doesn't mean investors can't invest in Bitcoin because they can buy bitcoin gradually.

You misunderstood my point, I am not saying retail investors should not invest rather I am just stating the facts of the benefits that DCA gives access to them to reach their goal whether it owning 1 bitcoin or whatever the amount is.

Let's see if someone with $1K of income wanted to own 1 bitcoin which I won't say impossible but it's bit out of the reach because assume they can save 30% of their salary for bitcoin investment which is effectively $300 which means it will take them 283 months to own 1 bitcoin if the price of bitcoin just stay in the 85K until they accumulate 1 whole bitcoin.

The accumulation of 1 bitcoin is out of reach for many folks, and even in the last year or so, I had frequently been suggesting that even starting now, $100 per week is not likely to reach 1 bitcoin even after 10 years (that would be $5,200 per year and $5,200 after 10 years). I used to suggest that $200 per week might have a chance in 10 years, but it might have to get moved to higher amounts of investment if a person is wanting to achieve 1 BTC, so frequently, many of us have to suggest that it is way more practical to be creating more realistic goals.

I have nothing wrong with having high aspirations, yet we have to still consider what is feasibly within the budget.. how much can be invested into bitcoin in the coming year or two, and then in the coming 4-10 years after that. There can be goals along the way. Of course, 1 million satoshis is still quite reachable, and even 21 million satoshis might be a bit of a struggle for some folks, but yeah, it is good to have goals and perhaps think of them in terms of dollars too and/or in terms of annually how much you need to survive.. so then how many years of investment do you need to accumulate to build up 10 years worth of expenses, and surely if bitcoin price appreciates, as it is expected to continue to do, then we still can think in terms of how many years of expenses is our bitcoin able to cover.. at spot price and better yet at the 200-WMA (bottom price) valuation.

If a person were to want to work towards achieving 1 BTC or more in 10 years or more, then what would be the goal after that? How are they considering the translation of their 1 BTC accumulation into ways that they expect that such 1 BTC (or whatever amount) accumulation is going to help them in their lives?

Quote from: As-Soon-As on March 20, 2025, 10:45:51 PM

Quote from: reefsea on March 20, 2025, 08:44:43 PM

[edited out]

We can accumulate not just one Bitcoin but more Bitcoins if we can follow the DCA method for a long time, your investment level and your DCA strategy will allow you to accumulate Bitcoin investments for a long time. Because no matter how much money your investment amounts to, if you continue to hold it regularly on a weekly basis, the longer you hold it, the more Bitcoins you will accumulate.
If an investor invests $200 to $400 weekly, after 10 to 15 years, his investment will take on a very large portfolio. Then we will not only target to accumulate one Bitcoin, our target should be to follow the Bitcoin DCA method for a long time and maintain the investment.

Of course, I am a big fan of consistent, persistent, regular and ongoing accumulation of BTC, and so surely I would think that guys who are able to average $200 to $400 weekly invested into bitcoin (that would be $10k to $20k invested per year and then $100k to $200k invested after 10 years), then they are going to end up investing good amounts into bitcoin and likely they will increase their options if they have accumulated bitcoin over a period of 10-15 years and also anticipating that there could be good chances that bitcoin will outperform other assets, yet we are not guaranteed.

Accordingly, we still cannot really know for sure how much BTC that we would be able to accumulate even though we can attempt to project out our BTC buys based on our anticipated discretionary income, and we can also attempt to project out various scenarios in which the BTC price goes up at differing rates so then we might have a middle case scenario that we project out, and then we might create scenarios on either side that might be worser case scenarios on the one side and better case scenarios on the other side.

We might not even know if we are going to be able to continue to accumulate BTC at any particular rate or maybe we might be able to project out that we can start out buying BTC at $200 per week, and then after a few years wee might anticipate that we will be able to move our BTC accumulation rate up to $400 per week... but then we might question the extent to which our accumulation rate might be sustainable since each of us is likely to be affected by our BTC stacking progress and our considerations and reconsiderations in regards to where we are at, where we anticipated to be and also where we want to go.