Quote from: Charles-Tim on Today at 12:33:09 PM

There was a time I made a transaction through my GTbank master card to order an item on Konga, the transaction failed. I called Konga, they told me the money is with GTBank that I should go to the bank. I went to the bank and I was told to fill a report form which I did. I did not get refund back. I went to the bank two times. It was ₦5960 but that was 2012.

2012?, the banking system wasn't as stressful then, compared to now. I guess that was why you were even able to pay them a visit twice, which you wouldn't think of doing in this present day Cheesy

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There are many news that I have read online that people will voice out about how bank want to scam them. But if we can see many news like that, how many would have happened that these banks officials have stolen from people. It happens frequently.

Nigerian banks and scams, I will call them 5&6.
I have witnessed bank scams, so I'm not even surprised at this point.
The last one I witnessed was actually a scam attempt on a child that should probably be around 17-19 years old. I don't really know how the child's BVN ended up with the manager, but about 40K was missing from his account. I think the manager ended up sending back the money after threats from those who heard about the issue.

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The man noticed ₦55 million was lost from his account. He investigated and noticed that the money was stolen by bank officials. That pissed him off and wanted to terminate his fixed deposit of ₦500 million. He was told that the money has been withdrawn. He sued FirstBank. They stole his money.

It's just a simple tactics. Banks now wait for a specific number of years/months to see if a dormant account will be touched again, and in the case of the victim, N500million was literally lying for too long, so they had to start taking their cuts piece by piece, thinking the owner might be dead or something.

And, I don't know how effective the court will be considering the culprit involved. We know how flexible the judiciary system is. But it is good that the case is on the media, so settling outside the court might just be the best and next option for the bank. N500Million is not a joke.

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I am surprised that someone can hold ₦500 million in fixed deposit but he is not a young person but an elderly man which we should expect something like that.

An elderly man with so much faith in the judiciary system, I felt like crying for him. I just hope it turns out good for him. March 26 is tomorrow, and Firstbank hasn't made any statement via any platform, finger crossed.

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You can lose bitcoin also through scam or wallet hack, but they are very easy to avoid if you read about it. Naira that is depreciating in price.

There is literally no debate between Bitcoin and the banking system.
If you know how things works here, you won't have any issue. Just as life teaches us a lesson, Nigeria banks also teaches us a lesson in this country in one way or the other.