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Many guys have already suggested that if a guys is a low coiner or no coiner, then there is no reason to even have an emergency fund prior to having some BTC, yet I personally like the idea of building emergency funds and bitcoin stash size at a similar rate... until the emergency fund gets up to at least 3 months of expenses.

Building up your emergency fund is important because life is unpredictable and you might be in urgent situation anytime. Emergency fund is more vital for people who are living in third world, developing countries where social wealthfare is shit and nearly does not exist.

Having small or big emergency fund depends on your priority and your personal finance but ignoring this emergency fund building is very dangerous for everyone.

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Generally speaking, when a person builds up an emergency fund to something like 3 months, there is no need to continue to add to it, unless the person is wanting to increase the emergency fund to a higher amount based on their own circumstances, such as if they have some known issues with uncertainties regarding income and/or expenses.

If your emergency fund is big enough to cover your urgent need when it comes, it's enough and no need to add more money to it, I agree with you. When you reach to this cap of your personal emergency fund, you can reserve most of your income for spendings for necessary bills, things and investment. When your finance reaches to this point, you will feel investment journey more comfortable and practicing DCA will become more easily and effortlessly.

There is need for emergency fund but having your discretionary Income and getting started is most important, it is important to get started ASAP that is if you have your discretionary ready because it is from your discretionary that you can use in buying bitcoin and then work on your emergency fund and buy bitcoin from your discretionary Income using the dca to buy bitcoin weekly or monthly and hodl for 4-10 longer before then you might have also thought on how to increase your discretionary Income so it enable you to buy and for 4-10 from your discretionary Income.

We all earn more or less income to make ends meet. But if that income can be divided in accordance with the right rules, then life can always be enjoyed beautifully. There are many people who earn good income and live well, but at one point the lack of proper decisions can be seen that life becomes difficult. So we should all divide the income into a few steps. In addition to emergency funds, you need to have a consideration and prudence fund. Emergency funds are needed to meet the daily needs and to sustain it. Need to have a consideration of a consideration. Because if you have a consideration fund, you will be able to create prudence funds and protect your emergency fund that will play an effective role in your long -term Bitcoin investment and the DCA system plays a more effective role in sustaining Bitcoin investment.

Yeah is all about proper planning , some folks lacks the ability to plan well because any decision you take now will determine how your gonna be , for instance starting bitcoin investment is base On one choices , you can choose to start now or you can even choose not to start at all and no one will force because you have the right to make decisions yourself. Thats most time some folks will be given some certain excuses not to start investing in bitcoin like the price is too expensive, I want to have huge amount of money first all such of excuses well you know you can start your investment smoothly without those excuses you given , just by making proper planning .

If an investor does not understand the importance of holding Bitcoin, then he will never be able to hold it. First of all, he should focus on why he should hold Bitcoin. He should understand why investing in Bitcoin is better than other investment platforms. Until an investor can gain a good understanding of this issue, he will never be interested in Bitcoin. There are some people who look for good opportunities, especially those who are very aware of the world, for them Bitcoin investment platforms are definitely the best. They want to use their intelligence and conscience. They think about how they want to improve their financial position in the world. It is easy for them to invest. Those who want to use their talent never find excuses.