Is there a model or a solution that can treat my fears by giving me a fair balance?
Actually there’s already off-the-shelf solution for this, namely Liana wallet. It supports the MiniScript language, which lets you build
automatically! wallets based on different inheritance scenarios you want to plan.
Just as a few examples:Using Liana you could create a 2-of-3 multisig setup that decays into a 1-of-3 after a certain time period
say, time = X*. Then, you’d give one of the keys to your heir/s ahead of time.
Another opt for you :
After a certain delay
T1, a particular key (let’s say key #1 from the 2-of-3 multisig) gets spending rights. Again, your heir/s would need that key and its descriptor in advance to use it.
You can go even further and assign different time delays for each key
T2 for key #2, T3 for key #3, etc and give control for your stash to different heirs.
The simplest scenario, wallet with just two keys, one of them called primary is available for spending at every time while the other one called inheritance key is spendable after X period of primary key inactivity.
* Max X =