but come to think of it, those little amount of money that you want to be keeping as savings why not use it and invest in BTC continuously becaus that money you want to keep as savings can also be called your (discretionary income) rather than keeping it in a bank as savings...
You're absolutely correct, OP. I carried that out this circle after I missed out on it in the last circle. What I did was that I took out my rent for 2024 in 2023 and did DCA on it, gradually till everything was invested before halving occured. I know that pre-halving is a good time to go in for great ROI on Bitcoin. It was awesome doing that as it gave me unimaginable return before my rent was due. This isn't a financial advice but anyone can give it a try, only with Bitcoin. I can't say same for altcoins. I look forward to doing it again in 2027.