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I don't know though, I mean as average investor, the money that I invested could be my emergency fund as well.
It is a very bad practice to invest into bitcoin with your emergency income or fail to build one alongside your accumulation journey. It places your investment at risk of being tampered in the face of real emergencies. Emergency funds are built only to attend to real emergencies and no other purpose.
No matter how aggressive an investor want to be in accumulating bitcoin, he or she should never make the mistake of accumulating Bitcoin with his or her emergency fund, it will put his or her bitcoin investment in danger and he or she may end up selling off his or her investment in lost when emergency arise and there is no emergency fund to handle that emergency, emergency fund is supposed to be for only emergencies and not for accumulating bitcoin it is investing mistake.
I think we have been on this strategy of not using your emergency funds to accumulate bitcoin for a while, in added to what you have said using your emergency
funds to accumulate bitcoin can lead to forced selling during the market downturn and it can lead an investor to financial Vulnerability what I meant be this is that depleting emergency funds can leave individuals vulnerable to financial shocks. As an newbies or experts in the accumulation system we should all learn to have an wise allocation funda especially for bitcoin investment, while it advisable to maintain a separate emergency funds for needs.