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Too bad @OP still has active loan, probably another loan default.
Too early to judge IMO.
I still remember a username called "Westinhome" where he got red tags, but still paid his loan to shasan, then after that he isn't active anymore. Maybe he will be doing the same thing as well just in case his account will not get unbanned.
Yes, but realistically we know that the probability of loan default has increased exponentially. The Westinhome case is the exception and not the rule.
I guess this is a perfect example of "double or triple check your posts before clicking the "Post" button".
Or even after. There are many times that after reviewing the post, I hit publish and once it is published I reread and edit it. Even so, from time to time there may be small errors, misspellings, etc.
You were averaging close to 10 posts per day, many of those were generic gambling comments. Many people would consider this behavior to be signature spamming. Although the punishment might be considered harsh for what might be an honest mistake, when we also take the spammy behavior into account, there is enough reason that justifies your account getting banned.
Probably. Had it been another user with a different post history, with higher quality content, I am sure the case would have been handled differently.