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Emergency funds and reserve funds are needed for the smooth running of our investments, we have unexpected expenses in our lives so preparations about money distribution strategies must be considered as well as possible.
The need for money when you don't have a job is certainly a very sensitive matter, meaning if we don't have reserve funds of course we will make a mistake by selling our assets only for needs within 1 month before we get a new job.

I don't deny it, reserve fund must exist and be prepared. When an investor has reserve fund, basically they have prepared to control investment risks that could occur. Investments never promise return, but their price volatility due to supply and demand has so far provided returs. Without reserve fund, someone may have to borrow from other people if they need fund suddenly, but having reserve funds can save them from changing investment plans midway.

But are you sure each of us has reserve funds? I'm not sure everyone has them, but the average person would love to own them instead of just investing. It would be a mistake not to make a thorough plan when we start investing, especially if this is a long-term investment.

Having a reserve while investing in bitcoin is very good, but those who cannot meet this requirement due to low income should just focus on accumulating bitcoin. The most important thing is to be able to accumulate bitcoin, and if income increases while investing in bitcoin, you can make a plan to have a reserve fund. It is still possible to invest in bitcoin without having any reserve fund. Some investors are very interested in accumulating bitcoin with every little bit of money they have. Having a reserve fund is good, but it is not the most important aspect of an investment. What matters most is to start investing and accumulating bitcoin, and to make plans to increase your income; with this, one can be able to create a reserve.

Personally I feel having a reserve funds no matter how little it is, is good before starting your Bitcoin accumulation, human beings are very quick to tamper with their investment whenever they are faced with challenges if they don't have a reserve somewhere to fall back on because in there mind, they will deep hands into their investment with the mindset of replacing it and it doesn't end well in most cases. so having to start a reserve funds when you've gotten an increase in your income is good but in most cases, having an increase in your income doesn't come easy, for some persons they've been on a particular paycheck for a long time, so for me I still want to create our a reserve funds from the beginning so whenever there is an increase in income you can as well increase your reserve funds and your investment too.

It isn't compulsory or necessary to set up a reserve funds before investing when you don't have any already on ground before you decided to start your bitcoin investment. Reserve funds isn't the priority among all back up funds. The most important of all back up funds is the emergency funds because that's the major back up funds to your bitcoin investment and should be the highest in amount because it's at least three months of your monthly income.

Any new investor that does not have an emergency funds isn't advised to wait and build his emergency funds up to three months of his monthly income before investing because he will b web wasting the time that he is supposed to use to start his bitcoin investment and increase gis bitcoin portfolio overtime. It isn't easy to build up an emergency funds of at least three months of your monthly income because it can take up to a year or more.

This is why you should start investing in bitcoin right away without your emergency availability, if you don't have. You can share your discretionary into two parts and use one to start your bitcoin investment through DCA weekly and use the othwr part to build up your emergency fund till it gets up to three months of your monthly income. After that, you can channel that money which you are using to build your emergency funds into building your reserve funds, and after that you can invest into bitcoin aggressively with the funds.

Emergency funds is whatbis used to take care of reak emergency when it arises during your bitcoin accumulation journey. Reserve funds, is a back up funds to your emergency funds and it is used to buy at the dip or used first before touching your emergency funds.

In the context with which @Rockstarguy was referring to, it was for people who couldn't meet the requirements of having reserve funds due to low income, so the availability to even have a discretionary income to share into two parts is minimal, which was why I was saying, an investor needs to have some reserve funds no matter how little it is, maybe emergency funds would have been the right word for it, but it is all to make sure that the investor has something outside his investment to always fall on whenever the need arises.