Emergency funds are all-important and a must have. Keeping enough reserve funds could save your life anyday. Before you invest, you save your reserves and you also need to save up fiats, cash at hand also.
No bro, I think that this is actually wrong in my own opinion because that move might delay you in your investment, you don't have to start saving your reserve funds before you start your Bitcoin accumulation journey, all you just have to do is to start accumulating Bitcoin through your discretionary income and along the line you can start building your emergency funds and your reserve funds gradually, but if you decide to be waiting to have a reserve fund first before you start investing, you might not even start investing after all, after you have wasted a whole lot of time you would have utilized properly, so just start now if your discretionary income is available, along the line you can start making provisions for emergency funds and reserve funds, because they are very key in preserving your Bitcoin investment from any real life emergency that may have warrant you to temper with your investment, but once you have it in place, your Bitcoin investment is safe because it's stands as a shield against any unforseen circumstances that may arise in the future.
I agree with you, because you are correct, you don't have to wait to build your emergency fund and reserve fund before you can start accumulating bitcoin to hold for long term, it will delay your investment junney and you might even up not investing in bitcoin in 2 to 3 years, all because you want build up emergency fund and reserve fund first before you can get started, no if you have sources of income get started first with your discretionary income after you must have settled your basic needs and expenses, them along the line you can be building your emergency fund and reserve small small and with time you will build up enough emergency fund and reserve fund and by them too you must have accumulated a good portion of bitcoin to hold for long term.