Wouldn't being able to either quit your job, or to lessen the amount of your laboring for money and/or being able to choose your own ways of occupation that might not be concerned about how much money you make be goals that many of us would be striving to achieve?
Getting to an overaccumulation status may well allow a person to start to sell his bitcoin and to be able to live off of his bitcoin... and yeah, sure, I agree with the overall premise that it could take a while to get to such status, yet it seems that building up our bitcoin to a high enough standard to be able to live off of it or to have our bitcoin supplement our other sources of income would be our goals.
This raises an importance of emergency fund as you can not live off pressure if you are always fearful that what will happen if an accident comes and you have empty fund to use in emergency especially if your Bitcoin investment portfolio is in loss at accidential time.
With investors, invest without pressure behind, without fear behind, without need to cash out bitcoin when you don't want to sell it, are very important for achieving investment success (with profit). If investors are investing but at the same time carrying all types of uncertainty, fear, pressure like this, it's more likely that with unstable psychology, loss will have higher probability to come rather than profit.
Let's be free from those things first, before achieving fiat system free and financial free.
If investment is a pressure for you, then you will never be able to maintain your investment for a long time, so you should always take investment lightly and always enjoy your investment. The first step to enjoying investment is to invest in the right coin and Bitcoin is always the right choice for investment. There are many coins in the market, but these coins are not safe for long-term plans, but the only safe coin is Bitcoin. Just as you can invest reliably in Bitcoin, you can also keep your investment in this coin for a long time.
You mentioned in your first line that an emergency fund is very important for investment, yes I will agree with you. An emergency fund is very important for every investor, but whether investors will be able to form an emergency fund along with investing is also a big question.
Now let's discuss the positive aspects of an emergency fund, that is why an emergency fund is formed so that if any financial problem arises, the continuity of investment can be maintained from that emergency fund.
Now an investor may be able to invest well but there may come a time when it is not possible for him to invest.
At that time, the investor can invest using his emergency fund. By investing in this way, when he overcomes his financial problem, he can again deposit the amount of money he used from his emergency fund.
Basically, those who do not have any financial problems usually form an emergency fund and invest.