This would be possible if the person is earning way higher than $60k per year or luckily Bitcoin price drops down to $50k or they would have to increase the yearly intervals they have set to accumulate the 4.5 Bitcoin.
I am not going to presume that the bitcoin price is going to drop... sure it might, but we should not be making our plans based on things that are out of our control.. Yet, each of us should be able to figure out how much of our income that we can put into bitcoin and then therefore how much bitcoin we might speculate that we are able to accumulate through our various accumulation strategies.
If we are new to something, we also might need to be more measured in terms of working our way up to a certain budget, and so hopefully we are not making large mistakes in our ways of calculating how much bitcoin that we might be able to buy or even that we are not making mistakes in regards to other aspects of our cashflow management and various back up funds that we also might need to build and/or maintain.
You are right, sir, I believe that it's more better to invest flexibly than getting oneself in a bad depressive state for the sake of meeting up. Like you mentioned, there are some people that can invest aggressively and still the able to catch up with their pattern of successfully handling the investment and keep it consistent but some persons can not.
Price drop should not be a limiting problem for why the person should not invest but even if the price drops, it's just an advantage to accumulate more than what was expected.
It is obvious that a lot of you are mistaken aggressive investing for something else because it does not mean that you should ignore other important things such as using only discretionary income, setting aside emergency funds and other minor details. Let me give example to make the explanation easier. Assuming someone have been able to work out his discretionary income might decide to invest as high as 70% of it by cutting down on unnecessary spending and channeling everything to Bitcoin. This shows the level of passion and commitment on the side of such investor. Others in his situation may not want to go above 50% of their funds to be invested into Bitcoin.
Mistaken aggressive investing for something else like what? compulsive? Sloppy or amateurish? Maybe there are people that mistakes it but I don't, if you read what I said last, you will see where I said that some people can be aggressive with their investment yet keeping it consistent and being able to still catch up with the pattern they are following. So, what I mean is that some persons can really have a determination that they want to accumulate 'x' amount of Bitcoin within a set period of time and for them to archive it, they will have to restructure their budgets, keep another income source (if necessary for them), that will sustain them for that time period, while a large percent of their main income is then going into Bitcoin investment alone.
I will give you a real life illustration, if you have a job that pays you very huge amount and you also had a skill that was paying you quite often but you didn't pay so much attention to it because you were so satisfied with your income from your main job. Now, you realize the need to accumulate a certain amount of Bitcoin within a set period of time, after you have analyzed your income, your needs and budget, you decide that you want to invest about 70-80% and that you will drop down so many expenses, that's your decision. If it's flexible for you it's cool as long as the 20% you are left with is able to serve you. You can even decide to restart your skill work which can serve as an alternative source of income to further aid your needs.
That's what I mean, I don't mean it in other way round. Some people could misunderstood the situation and make things to be more rigid for themselves because they want to invest aggressively, meanwhile another person could be aggressive but yet doing it flexibly.