Financial freedom is not a goal for some people that's true.I know that people facing numerous hardships and financial struggle tends to struggle more than their expectations and fail back to back based on the fact they're focused more on short term financial goals and long term goals.
Yes, because some people do no want the hardship that comes with financial freedom. They just want to be at ease and not worry about the further development. Like if you build a business, you may gain financial freedom, and banks would love you, because you would not only make them money with each transaction, but you would also get loans and pay back more and make them profit.
However, you could bankrupt, in which case it's hard and you will do badly and then they would not give you loans even if that could save your business. So, being a worker, an employee, is al ot better and we should always look for that if we are not ready to take risks and I am not ready to take risks so I am not chasing financial freedom myself, I want to just get my salary and be happy, and I love my job, so I am fine.