[If only that worked.
Finding the UPI receiver is like chasing shadows — there’s no real contact info, no legal entity, just a shell used to pipe your money out of India. You try filing a complaint with your bank saying, “Hey, I sent money to a gambling site through a fake business account listed on a mirror domain.” You won’t get a refund. You’ll get a compliance officer locking your account under suspicion of laundering.
I meant to say that this support claim for reimbursement will work only when both parties acknowledge it. I didn't mean it would work in this case, but I was sharing how it helped me in a different scenario. Let's say I made a transfer to the wrong UPI — I might have a chance to contact the receiver via the bank and confirm whether it was an actual mistake. But it's hard to reach a resolution unless the receiver admits the funds were wrongly credited. Only then will the bank reverse it.
Cool story, but this isn’t Paytm’ing your cousin by mistake. You're describing a resolution process that requires a legitimate, reachable, cooperating merchant.
Now ask yourself:
Where’s the support email for “Narangam Enterprises”?
What phone number do I call for “Delight Traders”?
Where’s the invoice from these so-called “UPI gateways” Stake uses?
Nowhere. Because they don’t exist. They're smoke. They’re fraud pipes. That’s exactly why Stake uses them — to vanish your money faster than you can say “NPCI form.”
This isn’t a wrong number. It’s organized laundering disguised as a checkout page. And when the cash disappears, Stake gaslights you with:
“Oops, we didn’t receive it.”
“Try your bank.”
“Maybe Netflix charged you.”
And when you do try the bank? Enjoy explaining to your branch manager that you willingly sent money to an illegal offshore casino using a fake merchant ID. Spoiler: your account gets flagged, not theirs.
Hi, do you mind helping me understand this and walk me through the case so I can either mark it as resolved or help OP plot a way to get their refund? You seem to have good knowledge of how India’s UPI works and your explanation was clear. I understand the right way to get a refund is through the platform I mentioned earlier, which will then prompt the bank (whether it’s UPI, PSP, or TPAP) to inquire with the receiver and sort things out?
Holy, you were way off before — calling Stake “the restaurant” in your analogy — and now you’re back with NPCI graphics hoping to sound informed. Cute.
Let me spell it out again, slowly this time:
Stake promoted UPI deposits on their site.
They routed those deposits through ghost vendors with no legal presence.
When deposits failed or went missing, they claimed ignorance.
The user was left holding the bag.
NPCI, TPAP, PSP — none of them can help if the receiver is untraceable.
NPCI dispute forms only work when you paid a real merchant. This isn’t that. You’re filing a form into a black hole while Stake laughs in crypto.
And let’s torch the final lie:
“This isn’t Stake’s fault…”
If it’s not their fault, then:
Why did they promote these shady vendors on their deposit page?
Why did they delete my posts about it from their own forum?
Why are they charging 10-15% “provider fees” now for UPI?
Why are they blocking affected users from chat and email?
Because they know they’re dirty. And they’re scrambling to cover the tracks.
You want to resolve this? Here’s the path:
Stake admits they facilitated illegal UPI deposits.
They publish the names of all their “UPI providers.”
They refund users who got scammed.
They stop ghosting victims and dodging responsibility.
Until then, no resolution. No closure. No peace.
This is not a misunderstanding — it’s premeditated financial fraud. And I’m not done until every mirror site burns and every vendor is exposed.— kingbj21