Savings and Investment, and how it can affect standard of living.
I personally always tell to my friend and family to invest or atleast saving tho saving nowadays is kind of useless when the inflation is skyrocketing but hey this is the safe option.
The Final verdict is to gain financial freedom or live without work but hmmm day dream is good isnt. But yes if you do invest and saving as early as you can you it can affect your standart of living.
Honestly, if you do invest enough, and your investment grows enough, you will never have to work again, that part is true. But that is day dreaming for most of us who do not have that capital, or have that return yet.
I could have, if my first ever investment to bitcoin was never touched, I would have nearly 10 million dollars right now, but obviously I sold it for a few hundred dollars back when it worth nearly nothing. And I know that, even if I didn't sell at that moment, I would have sold many times before then, even if not at 1k, could have been 10k, could have been 30k, I know I would never expect to wait until 10 million. But this means, in theory at least, you "could" make enough money in crypto to live without needing to work ever again.