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Preferable scenarios would fix our shortage of income and/or increase expenses by rectifying either or both of those, yet sometimes we are going to need to resort to dipping into our back up funds, and yeah maybe in some cases we can cut some of our other expenses, and sometimes we might have expenses as items that are not really needed, but once we already spend the money, then we usually cannot get it back.... and hopefully we have enough of our various back up funds, including emergency funds, to last the duration of the time in which our income is down and/or our expenses are up...
Days are getting tough, making money has never been easier this much but more completion in the space making it harder so anyone who wants to make more needs to stand out unless they decide to go illicit ways. Preferable scenarios would fix our shortage of income and/or increase expenses by rectifying either or both of those, yet sometimes we are going to need to resort to dipping into our back up funds, and yeah maybe in some cases we can cut some of our other expenses, and sometimes we might have expenses as items that are not really needed, but once we already spend the money, then we usually cannot get it back.... and hopefully we have enough of our various back up funds, including emergency funds, to last the duration of the time in which our income is down and/or our expenses are up...
Many of our expenses can be cut out if necessary but it's been part of lifestyle inflation and many fail to recognise so even when they make money more they are not saving as much as they supposed to be.
Finally good health insurance is kind of mandatory because medical emergency can squeeze every money we have so having some kind of cover will become life saviour not only physically but mentally too.