Quote from: X-ray on Today at 01:27:51 AM

It will be helpful as long as the interest isn't predatory.

After all, certain class of people do really need a more simplified access to capital but I think it will still face the difficulty that traditional banking has which is risk of defaults and so on.

From what I see though, their interests always too high and can become a hurdle instead.

Yes, this situation can be burdensome depending on the type of loan we agree to in increasing capital or initial capital, there are many burdensome factors if we are borrowers in traditional banking. because of course in the business world there are always ups and downs that will occur with fixed installments every month plus interest that is too high while limited income is what burdens them. and becomes a barrier to increasing capital.