Quote from: ps34 on May 25, 2025, 07:58:49 PM

why would i offer 200 % of the total amount ? can't i use that as payment then ? why would i ask for 200 € loan
lets say if i have 400 € collateral makes no sense in my opinion

i have a playstation 5/steam account with games on it could i use that for my collateral ? or what is considered as "valid" collateral

because in my book if you have collateral then you don't need a loan because you can just sell the collateral and you shouldn't need a loan or do i see this wrong ?

To start, this isn't your book, and loans are not a buy-sell situation. It's how it is all over the planet. But it seems that you are not from here and you don't even understand the meaning of the word collateral. When you go to the bank and ask for a loan, the bank simply gives you the money, and that's it? They don't require things that will secure them that you will repay? Ofc they do. The same goes here, simple as that.
In the past 3 years, a lot of members have already replied to you as to what is considered valid collateral and how things work here. You choose to ignore them and play it smart. Now figure it out yourself.

Quote from: ps34 on May 25, 2025, 09:48:21 PM

well Zwei i guess you want me gone here

No, he doesn't. He is just bored with seeing you begging every day with the same attitude and request, knowing that you won't get anything.