Quote from: yudi09 on Today at 03:55:41 PM

Quote from: kotajikikox on May 21, 2025, 04:04:26 PM

Earning money is hard. Saving money is hard. Getting rich and being able to live comfortably is hard. But the truth is saving is not enough. Lots of people will ask how to really get out of poverty but the simple straightforward answer is that you need to be earning more than what you are spending. The question begs, is there a way to get rich even if your expenses are higher than what you are earning?

Being poor is a choice even though rich and poor are inseparable from the cycle of life.
Being poor is a choice because humans who do not want to be poor can determine themselves to become rich, but it is not easy. It takes a consistent process and must be hard work, smart work. Hard work to fight laziness and smart work to keep the money spinning that provides income to us without having to do physical labor.

If you just stick to traditional savings, it's not enough. That's just an illustration of hard work. But how can that savings provide a return that multiplies the savings itself. That's what I call smart work. The way is investment and at the end of the second paragraph your topic is right. There are many investment options. Be careful not to choose the wrong one.

The amazing stories of rags to riches are nice to hear but in reality poverty is a vicious cycle. There are exception of people breaking out of the cycle through their special skill or luck but for hungry stomach, the opportunities to show your skill are less.